Features of Affirm: Buy now, pay over time

Buy Now & Pay Later

You can always purchase items at your favorite mall, and by paying with Affirm, you can enjoy the items immediately without having to pay the full price on the spot. Affirm offers you a layaway service without any hidden fees.

Exclusive Offers

You can also enjoy many exclusive offers with Affirm. Once you qualify, you can pay no interest on all subsequent installments and receive an APR as low as 0%. And Affirm also offers you more discounts and deals on items such as clothing, electronics, or cars.

Manage Your Account

You can also easily manage your account on Affirm. For example, you can always make online payments on Affirm, check your emails, view near-expected payment items, and more.

Tips

How to buy with Affirm?

1. Go Shopping: Shop your favorite stores online or in-store and pay later with Affirm. Youll see us at checkout, or you can request a virtual card in the Affirm app.
2. Choose your payment terms: Youre in control. Pick the payment option that works for you and your budgetfrom 4 interest-free payments every 2 weeks to monthly installments.
3. Make your payments: Manage your payments in the Affirm app or online, and set up AutoPay so you dont miss a payment. But if you do, youll never pay any fees.

The choice is clear.

Late fees? Hidden charges? The sneaky fine print? No thanks, well leave those to the credit card companies. At Affirm, we like to keep it realand that means no fees, no gotchas, and no regrets.